VA

Government Products – VA

VA  standard mortgages help veterans and eligible surviving spouses become homeowners. As part of VA’s mission, it provides a home loan guaranty benefit and other housing-related programs to help buy, build, repair, retain or adapt a home for personal occupancy. 

Guidelines

  • Must be an eligible veteran who has available entitlement
  • 620 minimum FICO
  • No down payment requirement
  • No monthly mortgage insurance premiums or PMI
  • Limitation on buyer’s closing costs
  • Refinance options available
  • Low average interest rates
  • Maximum loan limits vary by county

The above is for informational use and does not include all applicable program guidelines. Other terms and conditions may apply.

Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and options.

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