Early Access Product

Portfolio Products – Early Access

Designed for borrowers ineligible for financing through traditional agency or jumbo investors due to blemished credit from past financial hardships such as bankruptcy or foreclosure. This product allows financing of investment properties.


  • Up to $1,000,000 loan amount
  • 620+ FICO
  • 85% LTV or less
  • 43% DTI or less
  • Foreclosure – 3 years
  • Bankruptcy/ Short Sale/ Deed-in-Lieu – 2 years
  • Eligible for non-warrantable condos, when primary or secondary residency
  • Second homes and investment properties permitted
  • Gift funds permitted

View Product PDF

Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and exceptions.

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