Asset Inclusion Product

Portfolio Products – Asset Inclusion

Designed for borrowers who have adequate assets but do not fit traditional QM. Qualified buyers can supplement monthly income with non-liquid or retirement assets utilizing our advanced assets-as-income calculations.  This product allows for financing of all occupancies.

Guidelines

  • Up to $1,500,000 loan amount
  • 680+ FICO
  • 85% LTV or less
  • 15-year and 30-year fixed-rate
  • Competitive 5/1 and 7/1 low interest rate ARMs available
  • 6 or 12 month reserves
  • Eligible for non-warrantable condos, when primary or secondary residency
  • Second homes and investment properties permitted

View Product PDF

Contact your representative or UnderwritingQuestions@BayviewLoanServicing.com for information on product flexibility and exceptions.

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