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USDA
Agency Products – USDA
Guaranteed by the United States Department of Agriculture, USDA home loans offer very low and competitive interest rates to borrowers with no down payment requirement. The USDA Home Loan Program was made available to borrowers with excellent financing terms and flexible credit guidelines to give people an incentive to populate rural areas.
Guidelines
- Not just for farmers, available in many areas of the USA
- 640 minimum FICO
- 100% financing
- 30 year fixed rate with no prepayment penalties
- No down payment required
- Low average interest rates
- Maximum loan limits vary by county
The above is for informational use and does not include all applicable program guidelines. Other terms and conditions may apply.
Contact your representative or UnderwritingQuestions@LakeviewLoanServicing.com for information on product flexibility and options.
All Agency products are offered through Lakeview Loan Servicing, LLC. NMLS #391521, 4425 Ponce de Leon Blvd, MS 5-251, Coral Gables, FL 33146. All Non-Agency/Jumbo products are offered through Community Loan Servicing, LLC. NMLS #2469, 507 Prudential Road, Horsham, PA 19044, Both are Equal Housing Lenders. All Programs referenced herein are offered to qualified residential lending institutions only and are not applicable to the general public and/or individual consumers. www.nmlsconsumeraccess.org